Just for Employers

Safe-Driving Tools

Driving is one of the highest risks facing you and your employees. Transportation incidents accounted for nearly 50% of all occupational fatalities in 2021, according to the Texas Department of Insurance. As your partner in safety, Texas Mutual provides training tools and resources to help you educate your workforce.

Help prevent motor vehicle accidents and fatalities with our four-point strategy and safe-driving tools.

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A four-point strategy to prioritize safe driving

Find tips and resources to help you with driver selection, driver conduct, driver training and driver monitoring. To view the suggested resources below and more, log in to your Texas Mutual Online (TMO) account, select Safety and click on Safety and employer resources catalog.

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Driver selection

Take steps to hire employees who demonstrate safe-driving behavior and share your commitment to safety.

  • Obtain driver motor vehicle records (MVRs) through Texas DPS and ask your agent about your auto carrier’s MVR checks and insurability standards.
  • Develop driver selection standards.
  • Conduct pre-hire road tests.

Log in to access these recommended resources exclusive to Texas Mutual policyholders:

  • Commercial Motor Vehicle Road Test Evaluation and Coaching Form
  • Driver Acceptability Matrix Form
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Driver conduct

With a written safe-driving program, you establish expectations for your employees and have a roadmap to address infractions.

Log in to access:

  • Fleet Safety Policy
  • Distracted Driving Policy
  • The Management File – Preventing Claims While Disciplining and Terminating Employees
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Driver training

Providing consistent training is an ongoing effort and investment to prioritize safe driving.

  • Defensive driving. Texas Mutual offers free defensive driving training for our policyholders. Our consultants are authorized trainers for the National Safety Council’s four-hour defensive driving course. We can also provide access codes for free defensive driving and distracted driving online courses. Email safety@texasmutual.com for more information.
  • Safety resources. View the sample resources and log in to view more.

    Toolbox Talks:
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Driver monitoring

Use an in-vehicle monitoring system (IVMS) to evaluate employees’ driving performance. Leading providers include:

  • LifeSaver – Phone-based call blocker and driver tracking system
  • Nextbase – Dashcam system
  • Verizon Connect – Vehicle tracking system
  • Netradyne – Dashcam system
  • Lytx – Dashcam system, artificial intelligence, machine vision, fleet safety and DOT compliance

60 seconds to safer driving

Our 60 Seconds to Safer Driving video series offers your employees quick, memorable lessons on preventing motor vehicle accidents. These videos are also available in Spanish.

Understanding workers' comp

Whether you're exploring workers' compensation coverage or preparing to manage your policy, we have the information you need. Learn how workers' comp helps protect your business and employees, and find out what to expect once you're covered.

Need help getting started?

Ask your insurance agent about workers' compensation with Texas Mutual. If you need help finding an agent, we can help you connect
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